Plain-English explainers for the NYC systems behind our tools. Tax math, rent reality, parking rules, subway operations — the ‘why does this work this way’ answers that complement the calculators.
The honest breakdown of every line on a NYC paycheck — federal, state with the $107k recapture worksheet, NYC city tax, SDI, PFL — and why generic '25-30% effective rate' calculators get it wrong.
Alternate-side parking has 67 planned suspension days a year in 2026. Here's what determines whether your street is in effect today, what 'major legal holiday' means in DOT-speak, and why the rules change so often.
Below-market rent, owner-out-of-town stories, wire-transfer deposits, photos that reverse-image-search to other listings, and the 'just sign before someone else does' pressure. The five patterns, with examples.
The G train's reliability problems aren't bad luck — they're structural. Short trains, single-track segments, no Manhattan crossover for crew swaps. What that means for your commute and which alternatives actually work.
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